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Wise Bread

By The Wise Bread Team

7 Ways to Ask for Testimonials

When someone says something nice about your freelancing abilities, that statement can bring you thousands more in new business.

Reader Mailbag: The Big Christmas Run-Up

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Retiring at age 50 2. Return to work or not? 3. Handling an inheritance 4. Christmas games 5. Money and relationships 6. Housing predicament 7. Pie options 8. 40/30/30 question 9. Wanting frugal gifts 10.

Cat Protector

Materials: LINDMON jalousie, flat ribbon Description: Winter time is coming and the garden plants had to move into the house. But this year we're having a cat, too, and despite a climbing tree I installed between cellar and basement, the cocos palm that got its winter home in our living room was too tempting for our cat.

Learn More About Money from an Investment Group

I love to learn. That’s part of what makes me who I am. And so I spend large chunks of time pursuing passions like astronomy and Spanish…and investing. Sometimes I’m asked if I have a method for picking up new skills and new knowledge. “Not really,” I say.

Are You Making These 7 Productivity Mistakes?

You want to get things done. You're keen to be efficient and effective. "Productivity" is your favorite word – and you're working really hard at it. The problem is, if you're going about being productive the wrong way, you might just be setting yourself up to fail.These are seven common mistakes that people make when they're trying to be more productive.

25 Ways to Make This the Best Christmas Season Ever

The holidays can be stressful. Your to-do list has suddenly quadrupled. You may be spending more money than you intended. Perhaps you are entertaining house guests, hosting a party, or traveling.

How to “Age” Your Wine 5 Years in 20 Seconds: Hyperdecanting

(Photo credit: Oandu) Wine tends to attract a lot of snobs who use bad French to ruin things. Done at the dinner table, a brutal technique called “hyperdecanting” will appall that muppet with the popped collar on his polo shirt. It will also make your wine delicious, and make you a hero to everyone who wants to punch him in his smug little face.

Facebook's Ben Barry On How To Hack Your Job

We talk to the founder of Facebook's "Analog Research Laboratory" about taking initiative, carving out a niche, and building the job you want.

Large Format Media Solution

Materials: EXPEDIT, BESTA, CAPITA,VIKA AMON Description: I love IKEA's TV Stand selection. Very simple, functional, and inexpensive... At least for the smaller Home Theaters out there. For those of us with larger TV's, speakers, gaming systems, set-top boxes, etc.

Stain retraining

Materials: LEKSVIK dining table, INGOLF chairs (my chair style is no longer available), FÖRHÖJA kitchen cart, water based polyurethane, foam brushes, 3 cans spray primer, 5 cans spray paint, craft paper, painters tape, orbital sander, 30 grit & 120 grit sandpaper, 320 grit sanding block Description: I have had my kitchen table and chairs for about 6 years and they were starting to show the

Review: Your Credit Score

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest.

Expedit advent calendar

Materials: Expedit bookcase Description: This Expedit bookcase is perfect for making an Advent calendar. Since the bookcase is divided into 25 rooms, I have put small gifts in each square. A small gift for each day leading up to Christmas Eve.

Pällbo 022

Materials: Materials: SOLSTA PÄLLBO, mdf, scrap wood. Description: In our small living room, we could use extra storage space. We also needed spare chairs, for the occasional extended family dinner, at our extendable table.

"The Greatest Of All Human Delusions Is That There Is A Tangible Goal..."

“The greatest of all human delusions is that there is a tangible goal, and not just direction towards an ideal aim. The idea that a goal can be attained perpetually frustrates human beings, who are disappointed at never getting there, never being able to stop.” -- Stephen Spender, World Within World * Want to get my free monthly newsletter?

Charity and Your Tax Bill

Monica writes in: Last year, I took the advice of my older brother and made several charitable donations during December to help out my taxes for the year. When I filed them, I did get a return, but it wasn’t nearly as big as I expected.