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Wise Bread

By The Wise Bread Team

Very Flexible Computer Speaker Mounts

Materials: TERTIAL Work Lamp Description: The inexpensive TERTIAL work lamp ($9 USD) functions as an excellent arm to mount light objects. I always like my computer speakers to be at a certain height for better sound. Freeing my desk of addition speaker wires is even better. The construction is easy. Unscrew the light socket and snip off the wires.

How to Loan Money to Friends and Family

One of my basic rules of personal finance is never loan money to friends or family. It creates a lender-borrower situation that you just don’t want to mix with friendships and family relationships. Think about it this way: do you like your mortgage holder? Do you feel warm, friendly feelings about them?

Reader Story: Adding to Our Family Without Subtracting from Our Budget

This guest post from Mark is part of the “reader stories” feature at Get Rich Slowly. This seems like a natural follow-up to Friday’s reader question about when to start a family. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure.

Two make one: LAIVA reloaded

Materials: LAIVA shelving unit Description: We bought IKEA's LAIVA shelving unit for our kitchen, but found that in its present form it had several flaws: Firstly, the height of each compartment meant that a lot of space would go unused. Secondly, by default, two of the four compartments come without a back panel.

Is Time Management Really Such a Good Idea?

Whatever your field of work or study, you’ve almost certainly come across the idea of time management. Perhaps you’ve bought books about it, or even been in courses. You may well have written a résumé that emphasizes your “excellent time management skills”.I’m all for using time effectively.

5 Ways to Get Peace of Mind So You Can Really Unwind

Whether you enjoy relaxing by the beach, skiing down the slopes or testing your golf game, it’s important to make time occasionally to escape the hustle and bustle of everyday life. Easier said than done, right? With appointments, deadlines, and demands of your time, it’s easy to forget what it means to take a breather.

Making Big Decisions and Mastering the Consequences

It's natural to worry before making a big decision, but how much "due dilligence" is too much? We examine the pros (and cons) of looking before you leap.

Cheap Lack Kitchen Island

Materials: Lack End Tables, and Vika Amon Table Top Description: Pretty simple Hack. 2 Ikea Lack Side Tables stacked on top of each other, I used 4 L brackets to attach the two together. Then the small cheap vika amon table top glued on top. Cost me about 25 bucks between the side tables, top and hardware.

"Our Way of Living Should Spring from Our Own Deepest Impulses..."

“It is essential to happiness that our way of living should spring from our own deep impulses and not from the accidental tastes and desires of those who happen to be our neighbors, or even our relations.” -- Bertrand Russell.

What Should My Net Worth Be?

Earlier today, I was thumbing through the excellent book The Millionaire Next Door, when I came across an interesting discussion about a person’s net worth. The authors, William Stanley and Thomas Danko, offer up a rule of thumb for a person’s net worth: Multiply your age times your realized pretax annual household income from all sources except inheritances. Divide by ten.

Ikea Beaker Vase Lamp

Materials: IKEA Salong Vase,Tyst Coasters, lamp kit, Hojta placemat lamp shade Description: I loved this little blue beaker vase and immediately knew I wanted it to be a lamp. I used a small drill with a diamond bit to drill a hole in the side of the vase (Slowly!!) and then used a rubber grommet in the hole so that the cord isn't cut by the edges of the hole in the glass.

Ways to Master the Art of Perseverance

Whether you’re trying to get out of debt, obtain a college degree, build a start-up company, or stick to a healthier diet, many of life’s most meaningful goals require a great deal of perseverance. Have you ever tried to tackle a difficult long-term goal and failed?


Materials: LACK wall shelf Description: Wall shelf sawn into pieces, light and a mirror. ~ Adrian Bursell, sweden

The Benefits of Creating Talking Head Videos for Your Blog

View engaging conference lectures, interesting how to discussions, and high quality freelance advice via video here on FreelanceSwitch. This week we look at The Benefits of Creating Talking Head Videos for Your Blog by Darren Rowse. In this video he discusses the benefits of creating simple videos on your blog.

Ten Pieces of Inspiration #46

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. This past week, my oldest two children and I spent some time looking at public domain photos of different points in American history for an art project.