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Wise Bread

By The Wise Bread Team

When Customer Service Goes Awry

Recently, the credit union that handles our home mortgage had a bit of an issue. They called us up to inform us that our homeowners insurance had been cancelled, which was incredibly awkward considering we pay into an escrow account for our insurance and our insurance payments are taken straight from that account. What happened?

Setting limits with your organizing

Whenever I watch a cooking show on television, I’m always humored by the absurdly detailed mise en place. The chef will talk to the camera about adding an eighth of a teaspoon of salt to her dish, and then she’ll hold up the world’s tiniest glass bowl containing a speck of salt.

Reader Mailbag: Birthday

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Personal loans or credit cards 2. Maximizing savings return 3. Conflicted about parenthood 4. Education or savings 5. Motivating a twentysomething 6. Piano tools 7. Mobile home mortgage problem 8.

Three accessories to help keep your Mac mini out of sight

Even though a Mac mini only occupies about 60 square inches of desktop space, you still might want to keep it completely out of sight. There are a number of ready-made brackets available that will let you easily mount a mini either under a desk or directly behind an LCD display. Sonnet MacCuff Mini Mounting Bracket ($57.99) This steel bracket comes in two sizes.

When Chanel met IKEA - fall fur accessories

Materials: OLEBY or RENS rug, FRAKTA, metal chain, buckle Description: I made a Chanel inspired fur bag and boot covers from Rens and Oleby IKEA rugs and Frakta bags. Cheers to style and warmth this fall! Make an AFFENPINSCHER. FOR THE BAG 1. Cut out one large rectangle from an OLEBY or RENS rug that is approximately 12” x 16.” 2.

Budgeting For Mistakes

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at Childwild.com. How carefully do you budget? Do you account for every dime, or is there some wiggle room in your spending plan? Since I got on the wagon with tracking my spending, there’s no miscellaneous category in my budget anymore.

It’s All About Attitude: 6 Ways To Stay Positive

How we choose to start a new day can be our single most effective way to impact having a good day. Waking up with a positive outlook, hopeful about what is in store for us, excited about the myriad of possibilities will lead us down one path.

Old coffee presses for new

Materials: KAFFE coffee press, FÖRSTÅ coffee press Description: A minor but potentially useful hack: I broke the glass carafe of my old KAFFE French press, and went to replace it on my next IKEA run.

The Secret of Great Men: Deliberate Practice

What creates great men? What made Ted Williams the greatest hitter in the history of baseball? Why made Shakespeare one of history’s greatest writers? How did Carnegie become one of history’s greatest businessmen? The typical answer that most people give is that greatness is born.

Man to Man Episode #3: Should I Change My Career Path?

Welcome back to another episode of Man to Man. This week’s question comes from Mark. He writes: “You’re going to think I’m crazy here, Brett, but I need some advice — man to man. I’m a student, working toward a degree in library science, and I’ve nearly reached the end of the college run. It’ll be good to be done, I admit.

90 Days!

Good Sunday everyone! A couple of weeks ago, we did a ‘soft launch’ of a new program we have been working really hard on, called 90 Days to a Better You (see new tab in nav ’90 Days’).

Your Life Is Spiraling Out Of Control—Here’s How To Fix It

Are you someone who works best under pressure or thrives in a stressful situation? Do you take pride in your great multi-tasking abilities? Do you find yourself surrounded with drama queens or people just like you who run full throttle until they puke? Most important, are you someone who avoids pain or disappointment by “getting busy?” If you find yourself rushing around with a packed schedul

"These Are Travellers Notes Which I Offer Myself Should I Again Be Lost."

“A hint for the future. Always relieve pressure by a flight. Always violently turn the pillow: hack an outlet. Often a trifle does. A review offered of Marie Corelli by the Listener. These are travellers notes which I offer myself should I again be lost.” -- Virginia Woolf, Diary, January 26, 1940 How many times have I read Woolf's A Writer's Diary? Countless.

Review: Psych Yourself Rich

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. A couple years ago, Farnoosh Torabi wrote You’re So Money, I book I succinctly described by saying “this book pitches personal finance advice for consumerism addicts.” Nevertheless, I concluded that the book did offer some very solid advice to the crowd that would not allow their Gucci han