Several GRS readers have written lately with the same credit card problem — but not the one you’d expect. Perhaps in an effort to cut costs, credit card companies are beginning to close their customers’ unused accounts. Nicole shared a typical experience:

Editor’s note: This is a guest post by Eugene Yiga of Varsity Blah.

You may have noticed that today’s Q&A features C&D’s lovely new Editor, Jessica DiGiacinto, who has been guiding our content since mid-December. This change is the beginning of my transition away from day-to-day involvement with C&D.

Thank you to EVERYONE who participated in the Julie Morgenstern online seminar giveaway. We never expected to have 270 entries for a time management seminar!! At 10:00 EST this morning, I closed the comments and counted up the entries (and deleted 19 entries that were spam). Then, I headed over to the Random Integer Generator at random.org and entered in the data:

Lose weight. Exercise. Eat more leafy greens. Resolutions can be less than inspiring. No wonder so many of them fail. Even the word resolution connotes musty courts of law, not the fresh promise of a new year. So this year, I have a suggestion. Two, in fact. First, make a choice, not a resolution. Instead of passing a law with your superego, reach out with your heart.

Today marks the second anniversary of the first Unclutterer post. On this day in 2007, all this uncluttered blogging began. Thank you, to all of our readers, for making the past two years an incredible adventure. We look forward to the next year of Unclutterer!

By Linsey KnerlI’m horribly unorganized to the untrained eye.  I’m a “stacker”, which means that while I know the general vicinity of any given piece of paper, it must be culled from a heaping pile of similarly-group items before I can use it.  It’s my own method of organization, one that gives my husband the heebie-jeebies.  It’s also the reason

My four-year-old, Harry, came running out of school, excited to tell me that he’d made a ‘diva’. My first thought, of course, was that he’d fashioned some likeness of Mariah Carey or maybe Diana Ross. I couldn’t think why, but I was willing to go with it. But then, from out of his book bag, he pulled the ‘diva’.

One of the biggest financial stories of the last month or so was the revelation that Bernie Madoff, a legendary stock trader if there ever was one, had perpetrated a giant Ponzi scheme on investors, bilking them out of fifty billion dollars.

I recently participated in a conference call with Suze Orman, who is working to promote Best Life Week. This series runs on The Oprah Winfrey Show all this week, and is intended to help viewers “jumpstart 2009 and make it the best year ever!”

You don't need me to tell you that the economy is in dire straits; it's heavily covered on every news channel and website. More and more, people are scratching and clawing to improve their personal finances whether it's new techniques to save more money or creative ways to earn extra cash.Web workers, thought of as 'the isolated many' aren't isolated from the economy.

In one week, my new book, Career Renegade: How To Make A Great Living Doing What You Love will be released, but you don’t have to wait to begin reading it… You can download the entire first chapter (the Intro) and dive into it right now. Here are the first few paragraphs to get you going… IT’S FUNNY HOW THE CORPORATE grind gets hold of you.

The home without a guest room or sleeping arrangements for guests is a bit annoying when friends or family come to stay the night. What does one do? A sleeping bag isn’t the most welcoming solution, but the Stay at My Home by Designasyl can be a little more accommodating for your guests. 

What do you do when you have twins who want to draw on the chalkboard at the same time? Dave solves this easily. He says, "I took 2 of the Ikea Mala easels, and swapped the whiteboard side of one with the blackboard side of the other, to make 2 easels that were pure blackboard/whiteboard, not mixed. That's a lot simpler with toddler twins." See more of Dave's chalkboard easel.

Ever wonder whether you listen to conventional wisdom? I just shared my thoughts on this over at CareerRenegade.com. Here’s a snippet for you… Conventional wisdom is, by default, drawn out of the mass experience of people…