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By Glen Stansberry

Are Annuities Right for You?

Annuities can give you a reason to smile. But are they better for the buyer or the seller? Photo: Janine Tillman Annuities are not complicated, which is why so many people find them appealing.

Why we spend: Are you falling for these costly biases?

This article is by Suba Iyer, who currently writes for FiveCentNickel.com. Until a few years ago, I used to frequent a store that gave $10 (technically a credit of $10 toward future purchases, but it wasn’t cash) back for every $50 purchase.

7 Unconventional Answers to Life’s most Pressing Problems

Do you ever watch personal development videos on You Tube? I do. I used to watch them all the time and one day, about a year and a half ago, two things really struck me. They’re so damn long. The ‘guru’ can take between 10 and 30 minutes, sometimes going off point, to answer the question or talk about their area of expertise. They overload you with information.

A Handy Dandy Men’s Grooming Checklist

This post is brought to you by The Art of Shaving. Experience The Perfect Shave® with The Art of Shaving. I was watching the trailer for the new movie Mordecai the other day, and was impressed with the lead character’s debonair air, impeccable style, and of course, splendid mustache.

This could be good. This could be bad. Fact is: You are free to choose.

Based on what you’ve done in the past, and what you’re doing now, you are likely to head in the direction you’re going. This could be good. This could be bad. Fact is: You are free to choose. Three psychics with great track records will predict the same outcomes. You could have your Jupiter conjunct with Pluto, blue blood, and a very big trust fund.

Interested in Habits? Want a Free Bonus Gift? Of Course!

My new book, Better Than Before, explains how we can master our habits. In it, I reveal the secret to changing habits—really! It turns out that changing habits isn’t that hard, when you know what to do. The book hits the shelves on March 17, 2015. Pre-orders really help a book, by building buzz among the media, booksellers, and readers.

Should We Forgive Bill Cosby?

It’s a question that comes up when celebrities get themselves into trouble. Which happens often enough. To start with, let me make it clear that I’m not talking about the legal side of the issue. At least twenty-three women have spoken out about varying degrees of molestation at the beloved comedian’s hands.

Low-Cost Beach House Lamp

Materials: GADDIS basket, HEMMA cord set, LEDARE LED bulb 1. Paint the basket if you want. We used a paint brush but spray painting would have been easier. 2. Cut a small squared piece in the center of its top for the cord to pass through. 3. Hang it on the ceiling and that’s it: a ceiling lamp for less than 10€! The post Low-Cost Beach House Lamp appeared first on IKEA Hackers.

Social Media Basics for Your Business

Don’t spread yourself too thin when it comes to social media.

Hackers Help: MOLGER benches as bed frame?

Photo: IKEA.com I have just my first home and I need advice. I am planning to use Molger benches as a bed frame and have sketched very roughly the plan using MS paint. My questions are, 1) would the Molger benches be able to withstand the mattress + a combined weight of 200kg and 2) would it be advisable (or not) to use the single bed slats over the opening (will need to be trimmed down)? The p

Schedule time to schedule your time

As a part of my 2014 personal audit, I revamped my daily routine. I scheduled time for everything I’ve got my hands in, both professional and personal.

The Most Important Number

The most important number when it comes to personal finance isn’t how much you’re going to need to retire or the current rate of inflation or how well the Dow Jones Industrial Average or the S&P 500 did last year.

Does Money Equal Success?

Wouldn’t it be great if you could win the lottery, or if that rich uncle in Nigeria you keep getting emails about, really was true and not just a scam, but you were really about to become fantastically rich? Having a great deal of money would certainly make life easier, but does it lead to happiness?


We wanted a half length curtain for our room which is light, dark color and high density (to block the sunlight). After few rounds of searching in departmental stores and ended up nothing fits our needs.

The Hidden World of Credit Cards

There’s a lot of information stored on your card, but maybe not as much as you think.