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Unclutterer

By The Unclutterer Team

Why Allocations Make A Big Difference

Bill writes in: I keep reading tons of stuff about asset allocation and how you need to diversify your investments. Is it really that big of a deal?

Help! My Money Scares Me!: Tips for Educating Yourself Without Feeling Overwhelmed

By Sarah WinfreyDo you feel lost at the very idea of having a budget, let alone a comprehensive financial plan? Does it make your head hurt to think about how much you make and how much you spend? Does keeping track of your finances make you tired? Relax. Breathe. Listen.

Frugal and Free City Travel: Transport Tips from the Duchess Herself

By Myscha TheriaultGetting from one place to another presents a challenge in any city. When you progress from tourist to resident on a budget, things get even more . . . shall we say, interesting? For figuring out free and low cost city transportation, nobody finds better deals than Sharon Rosenberg, the Frugal Duchess and author of the hot new book by the same name. So I gave her a call.

How to Wake Up Enthused Every Day

Written on 9/12/2008 by Ali Hale who writes about healthy eating for busy people at her blog, The Office Diet.Photo Credit: chazzvidHave you tried, and failed, to become an early riser? Do you set your alarm clock for 6am every day, only to hit “snooze” repeatedly until 8?

Decisions, decisions

Just when we need to make the call, sometimes our minds get entangled and we hem and haw. In fact, one study shows that 80% of us loop back and question our decisions once we make them.

Rethinking Retirement

Yesterday, I had a long conversation with a friend of mine, mostly about what we plan to do for the rest of our lives. I told him about my plans and dreams - writing, volunteer work, local politics, and so on - and I also mentioned how I was saving carefully for retirement. Right then, he asked a key question, one that has left me thinking carefully and deeply over the last few days.

Invisible Forces: An Exploration in Irrational Behavior by Rational People

Believe it or not, I actually owned a small amount of Netscape stock right after it went public in the mid ‘90s. I watched in awe as the price soared and my little investment doubled in value. I felt like a wall street warrior and marveled at my investment prowess. Wall Street was mine for the taking and nothing was going to stop me.

The Budget Toolbox: 13 Tools for Building a Better Budget

Sara’s been reading personal finance blogs for a while now, and she’s ready to set up a budget. She’s come to us for help. She writes:

Workspace of the Week: Folding up

This week’s Workspace of the Week is Shawn Econo’s impeccably organized Jonas desk:

Andy hacks 'em

Andy hacks quite a bit. As his friend puts it "...as soon as you buy Ikea, you start working for Ikea...".

Red Alert - Save Money On Your Next Shopping Trip

Written on 9/12/2008 by Monika Mundell. Monika Mundell is a passionate freelance writer and pro-blogger. Her blog Freelance Writing helps new freelance writers to get started in this exciting industry. If you like to work with Monika, feel free to visit her Portfolio site.Photo Credit: tiswangoDo you have the tendency to spend more than you intended to when you do your grocery shopping?

Happiness Project: Dig deep.

I’m working on my Happiness Project, and you should have one, too! Everyone’s project will look different, but it’s the rare person who can’t benefit. Join in -- no need to catch up, just jump in right now. Each Friday’s post will help you think about your own happiness project.

I need a day off!

See you Monday!

How To Jump Start a Car

You’re walking out of your apartment and notice a good looking gal with the hood of her car open, looking at the engine with desperation. You go over and ask what’s wrong. The car battery is dead, and she’s late for class. She asks you if you can give her jump. You look down at the ground, kick some rocks, and offer to call AAA instead. You have no clue how to jump start a car.

Best of personal finance: WaMu go bye-bye?

By Andrea DicksonLearning to fail? First it was Freddie and Fannie, then Lehman Brothers - is WaMu up next for a massive failure? Is the FDIC even capable of covering a failure the size of WaMu? Five Cent Nickel, Consumerism Commentary How much money are you worth? Does it really matter, ultimately? Get Rich Slowly