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Awake at the Wheel

By Jonathan Fields

Buy fewer, but buy better: Tools

Most of the things we bring into our homes will eventually end up in landfills. If, however, we make conscious choices to buy durable and well-made products, then we can reduce both the amount of waste we create and the amount of clutter we bring into our homes. When it comes to tools, be honest about what you really need to own.

6 Traits that Separate Winners from Whiners

Have you ever been blind sided by an unexpected event that threatened to throw your dreams, hopes, and life plans off-course? If nothing that grandiose has happened (lucky you!), how about just being surprised by small obstacles that threaten to ruin your day? Big or small, unexpected events will happen. You can not avoid them, you can only control how you respond to them.

9 Unconventional Steps to a Thriving, “Very Small” Business

Editor’s note: This is a guest post from Chris Guillebeau of The Art of Non-Conformity. For more than ten years I’ve operated a string of one-man businesses. My model is: keep it lean, hire no one, and outsource very little.

Bathroom shelves into a pot rack

A massive pot rack from Dave. "I built a pot rack from Ikea bathroom shelves.

Three time-wasting traps at work

We’ve all lost huge chunks of time during the workday to unproductive activities. The following are three of the biggest time-wasting traps: Gossip and office politics. You are paid to do a job, and that job doesn’t include spending hours of your day talking negatively about or plotting against your co-workers.

Starting a Carpool

Jenny writes in: I work at an office park about forty five minutes from where I live. I live in a highly populated suburban neighborhood. In order to save some money on gas and wear and tear on my car, I want to start a carpool, but I don’t know anyone who lives near me who works in the office park.

Is Just Leaving Some Slack Better Than a Plan?

By Philip Brewer Are you as tired as I am of personal finance sites saying that you've got to have a plan? If you're a planner, it's unnecessary advice, because you've got a plan. If you're not a planner it's pointless advice, because you're not going to make a plan anyway.

What’s With The Mini Business Cards?

I first saw them circulating about a year ago… Those mini-business cards, about the size of a tear-off on a flyer at the supermarket. Sure, they’re cute. They’re different.

Automate Your Bookkeeping

As a freelancer, it’s important to focus as much of your time as possible on the work you have or getting the work you need. And that means minimizing administrative tasks. Take bookkeeping, for example.Bookkeeping is critical for maximizing tax deductions and monitoring the overall health of your business, but it’s a royal pain.

Reader Tip: Pay Your Bills as They Arrive

Andy sent me a tip by e-mail the other day. This isn’t long enough to be a reader story, but I think it’ll be useful advice for some GRS readers.

5 Reasons You May Want to Start a Side Business

Whether your “real” work is a full-time day job, an academic course, or taking care of kids, you might have a few hours to spare each week which you’d like to use productively. Have you ever thought about starting a side business?A few years ago, I thought that “business” was the realm of tough go-getters with a focus on profit and nothing else.

5 Hearty Winter Breakfasts to Fill Your Belly

Image from Captain Geoffrey “Eat breakfast like a king, lunch like a prince, and dinner like a pauper.”-Adelle Davis Breakfast has always been the man’s meal. It’s usually men who are in charge of whipping up glorious fire cooked breakfasts on camping trips, and dad who’s flipping pancakes on Saturday morning. I’m not sure why this is.

Nineteen Tips for Cheering Yourself Up -- from 200 Years Ago.

Every Wednesday is Tip Day. This Wednesday: 19 tips for cheering yourself up -- from two hundred years ago. I've posted this list before, but I love it, so am supplying it again. I read it in a biography of the English writer Sydney Smith, in Hesketh Pearson’s The Smith of Smiths. In 1820, Smith wrote a letter to an unhappy friend, Lady Morpeth, in which he offered her tips for cheering up.

Does a Credit Score Matter to Someone Living a Debt-Free Lifestyle?

Mary writes in: My husband and I have been debt free for seven years. Hooray! We cancelled all of our credit cards in 2001 and paid off our home mortgage in 2002. A few weeks ago, our homeowners insurance premium went up substantially. I called our agent to ask why and he told me that our premium was automatically raised because our credit score was low.

Best of Personal Finance Roundup: America's Biggest Rip-offs

By Linsey Knerl Welcome to Wise Bread's Best of Personal Finance roundup. Today, we share the biggest ripoffs in America, how you can save money by skipping soap, and why shade trees are a smart investment! Top 5 Articles America’s Biggest Rip-offs — Think paying a 6500% markup for text messages is ridiculous? You’ll love (or hate) the rest of the items on this list.