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Wise Bread

By The Wise Bread Team

Books to read box

Last year, Erin wrote about using a cardboard box as a holding place for things you’re debating whether to part with or keep. Twice a year, you can go through the box and get rid of all of the things you never accessed. The box is great for keeping things out of sight, but not out of reach if you end up needing something inside the box.

6 Things Money Cannot Help you Achieve

Written on 6/06/2008 by Shilpan Patel of Success Soul.Imagine you are Mr. Bill Gates, czar of the wealth. Life is great; you're the richest man on the earth. You can buy anything in life, right?

Is Truthiness Holding Back Your Blog?

When it comes to blogging, there are endless decisions to be made. How you approach these decisions can be the difference between the success and failure of your blog (of course these words “success” and “failure” will have different definitions to different people).

Review: You’re So Money

Each Friday, The Simple Dollar reviews a personal finance book of interest. A few weeks ago, I piqued the interest of many readers by mentioning offhand that I’d recently read a personal finance book that “ticked me off almost as much as Rich Dad, Poor Dad.” Well, this is it. Let me start off by quoting from the back cover:

Ask the Readers: How Do I Find Who My Creditors Are?

Even during my bleakest financial periods, I was able to make payments to my creditors on time. Not everyone is so fortunate. Some people give up and eventually lose track of where they owe money. Nick wrote last week wondering what to do when you’re done running and ready to take responsibility for your debts:

Workspace of the Week: Repair cubicle

This week’s Workspace of the Week is Propsqueen81’s service cube:

Things to insure, things not to insure

By Philip BrewerInsurance is all about spreading the risk. A bunch of people buy insurance against the risk that a few of them will be the ones who get hit with a big bill that they couldn't pay. The model works fine for house fires and car crashes. However, it's a terrible model for ordinary, predictable expenses. Here's some tips on picking what to insure and what not to insure.

YOUR Happiness Project: Keep a one-sentence journal.

I’m working on my Happiness Project, and you should have one, too! Everyone’s project will look different, but it’s the rare person who can’t benefit. Join in -- no need to catch up, just jump in right now. Each Friday’s post will help you think about your own happiness project.

Tired of Beer? Become a Soda Connoisseur

“Soda is a good combination of chemistry and art.” ~ Chris Webb, co-owner of Real Soda

Daily Links: Knob and Tube Edition

For the first time since getting my finances in order, I’m facing a real test of nerves. It’s not that I’m spending frivolously or doing anything dumb. We’re having some electrical work done, and I’m finding the spending almost physically painful.

The Ultimate Guide to Motivation - How to Achieve Any Goal

“Obstacles are those frightful things you see when you take your eyes off your goal.” - Henry Ford One of the biggest challenges in meeting any goal, whether it be related to productivity, waking early, changing a habit, exercising, or just becoming happier, is finding the motivation to stick with it.

You vs. The Design Firms: How to Win Every Time

Let’s face it, being a freelance designer is just plain tough. In what other arena is one person responsible for answering the phones, balancing the books, paying the bills, designing the website, creating the graphics, and working with the customers throughout the entire process?

Clusta: Pushing Forward

In the past nine years, Clusta has been lauded for their impossibly chic and visually tantalizing web presence. Always evolving, the English creative firm spends just as much thought on their own branding as they do on clients like Perrier Jouet, Coca Cola, MG and Publicis & Hal Rinney.

FREE 2GB iPod Shuffle from Compass Bank

By Paul MichaelKey Bank clearly did very well from their iPod promotion, because Compass Bank is now running almost the exact same deal. With Compass though it's a very cool 2GB iPod Shuffle, and it's free to new customers. There are a few stipulations (aren't there always?) but they're reasonable. Here's the lowdown on the deal: It's for NEW Compass Bank customers only