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Dumb Little Man

By Jay White

Words Matter: How to Speak Insurance

Make sure you understand the terms of your coverage to avoid unwanted surprises. Photo: Andrew Steinmetz All insurance policies are contracts between an insurance company and a person or business. As with all contracts, they contain some very specific language that spells out the responsibilities of both the insurance company and the policy holder.

Thoughts on Running & Depression from a 30-Mile Canyon Run

They aren’t my thoughts. Even though I like to run and sometimes struggle with depression, these thoughts come from Rob Krar, a new ultrarunner who holds the speed record for the Grand Canyon rim-to-rim run.   “For the longest time I think I was in denial that I had depression, and when I got in these episodes I would be mad at myself … and I would fight it.

Sixteen Strategies for a Frugal and Wonderful Christmas

Like it or not, Christmas is less than six weeks away.

Win The Life Insurance Game: Do These 4 Things Before Getting Your Physical

As if acquiring life insurance wasn’t hectic enough, did you know that you might be required to get a physical exam? A licensed phlebotomist, nurse, or medical doctor will check your vitals: blood, urine, blood pressure, height, and weight.

Pure generous radiance

Before I chose my face for this world even before the shape of my heart and certainly before the arch of my preferences There I was all Truth pure generous radiance streaming ever outward from the beginning to eternity and I knew: I am of Light, The Light, I am Light. Now in the crook of my day in the coal of my desires heart open or heart closed tender or tired still or wild like a fist or a fiel

How to Keep Your House Warm in the Winter

With winter fast approaching, many people — myself included — are thinking about ways to not only keep the house warm, but also save a few bucks while doing so. The projected tab for heating your home this winter (in places that need heating) is over $2,200.

How to Sear a Steak [VIDEO]

This post is brought to you by Blue Apron. Blue Apron delivers all the fresh ingredients and chef-created recipes needed so you can cook meals at home like a pro. First 300 readers will receive 2 free meals off their first Blue Apron order by clicking here! Searing a steak and finishing it in the oven is how many restaurants cook their steaks.

RIBBA frame + DIODER LED multi-use lighting = decorative night lights

Moved into a new flat. In humid Singapore, me and my wife decide to install 2 gi’normous ceiling fans in our living room. Our light switches are then afixed in the middle of our living room. Problem comes in when we want to leave the house in the dark. Tripping hazard aplenty. And we dont have the necessary funds to run and conceal new wires.

The Emotional Effects of Debt

Debt stirs different reactions in everyone, from ambivalence to anxiety to severe depression. Photo: Jacob Stewart Whether it’s considered “good debt” or “bad debt,” the truth is, any debt can cause serious emotional effects. Studies show what many of us already know: Debt is about much more than money.


I turned ANTONIUS the drying rack from IKEA into DreamCATcher the cat bed by simply removing the metal rungs to hang laundry on, adding some fabric and fixing the consoles. Tools Large pliers or preferably a metal saw Scissors Sewing machine or some patience and a needle Materials ANTONIUS, drying rack from IKEA 70×78 cm of fabric (I used a fleece blanket from IKEA) Sewing thr

Introducing the 2014 Unclutterer Holiday Gift Giving Guide

Starting Monday and going through the Wednesday before Thanksgiving, we will be running our annual Unclutterer Holiday Gift Giving Guide. Each post will focus on uncluttered, useful, and/or organized gifts that you might want to consider giving to others this season. The holidays are a time when we can easily feel overwhelmed with responsibilities, as well as by stuff.

Are You a Lift or Drag Force?

By Leo Babauta In our lives, the people around us lift us up, or they drag us down. I see this in my life: my life contains many people, and I’m lucky enough to have surrounded myself with people who mostly provide lift.

Custom Doors for Expedit & Kallax Shelving

Doors: 1) Took 1/4 Inch thick hardboard and cut it into a 13 inch by 13 inch square 2) Cut a design into it using a jig saw 3) Painted 4) Varnished Handles: 1) Bought 1/2 diameter wooden dowels from Dollarama. 2) Cut to 3/4 Inch length 3) Drilled a whole through the center for a screw 4) Painted 5) Varnished 6) Screwed to cabinet. Hinges: 1) Picked them up from home depot. Inserts: 1) Took 1/8 In

How One Simple Change Spreads Throughout Your Life

To me, personal finance is about far more than just dollars and cents. Not only does the money you earn open a lot of doors and give you a lot of opportunities, those things are connected to almost every element of your life.

3 Improv Comedy Tricks To Supercharge Your Social Life

Picture this: You’re standing on stage in front of thousands of people. You have no script, no props, no set design, no director telling you what to do or how to do it, not even a story you’re supposed to tell. It’s just you, your scene partner, and maybe a couple of chairs.