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Freelance Switch

By The FLS Team

What kind of insurance do drivers like me buy?

Watching every penny is the starting point for getting rich slowly. But there are also big moves you can make that will earn or save you a lot of money. Big wins include refinancing your mortgage, negotiating your salary, improving your credit score or evaluating your car insurance. Your car insurance probably comes up for renewal every six months.

The 7 Habits of Highly Efficient People

People who win in the workplace, school, family life, or any other area of their life have a superb grip on productive living. Time is literally money to an efficient person: it’s always spent carefully and precisely.

5 Ways to Live in the Moment

For a long time I believed that living in the moment meant doing what I wanted, when I wanted to. It has taken me many years to realize that I was wrong. I felt the need to be free at an early age. I recall packing my bags to leave home at five years of age. My poor parents had a hell of a time with me when I hit my adolescent years.

Best Low Interest Credit Cards of 2014

Before searching for the best low interest credit card, you should understand what “low interest” really means. Credit cards typically carry rates several times that of other types of credit, but you can find cards that offer a 0% intro APR for a given time period. One of the newest and best low APR credit cards on the market today is the Discover it® chrome.

How to Break In a Fitted Baseball Hat

Last year when I added an Art of Manliness ball cap to our shop, a bunch of guys said, “Hey! What’s with the flat-billed hat? Those aren’t manly!” At first these comments had me confused, since it wasn’t a flat-billed cap, but simply a traditional baseball hat that hadn’t been broken in yet. When I asked for clarification, I was admittedly flabbergasted.

SNUDDA Candleholder

Materials: SNUDDA, Sommarmys This is not my original idea! I stole the idea from another IKEA hacker. But I loved the idea and so I made a tea light holder with the SNUDDA and wanted to show it to you. It’s very simple: you took the bottom from the plate, drill holes and put the tea light holders in the holes. Fix the bottom again and finish with oil or paint. Thank you for the idea!

Unitasker Wednesday: DestapaBanana

All Unitasker Wednesday posts are jokes — we don’t want you to buy these items, we want you to laugh at their ridiculousness. Enjoy! This is one of the more bizarre unitaskers we have encountered here at Unclutterer.

A year ago on Unclutterer

2012 What’s on your summer to do list?

Frugality and Hoarding

Jerome sent me a great question for the reader mailbag, but I found that my answer was getting too long so I chose to spin my response off into its own post. Jerome asked this: One of the big ideas of frugality is to not waste anything. That just seems to lead to hoarding, though.

Kundalini rising (A poem for your fire)

I am looking for a place to put this fire canvasses seedlings friendships desire the space to match the dream to reality and — without compromise – rise Listen, love. I sounded it out for you. Tune in below, or download to your devices HERE.   The post Kundalini rising (A poem for your fire) appeared first on Danielle LaPorte: white hot truth + sermons on life.

Are You “Addicted” to Something?

Every Wednesday is Tip Day, or List Day, or Quiz Day. This Wednesday: Are you “addicted” to something? The definition of  “addiction,” and what people can become “addicted” to, are hotly contested issues.

SNÅR – Mat Light

Simple, pretty & easy  DIY Ceiling mounted hanging light A round table mat caught my eyes while shopping in ikea. The idea of converting it to a hanging light immediately struck my mind. This mat was flexible enough to bring it to any desired form. I just wanted an irregular yet a simple form.

4 Must Have Character Traits to be Successful

Will people buy from you if you are not a good person? Yes. Then does it matter if an entrepreneur is a good person or not? Yes it does. Over the past few years I have stumbled across a dozen or so articles which listed the traits of successful entrepreneurs. You know these, you’ve read the lists and have figured out ways to implement these ideas into your life.

Challenging traditional measures of financial success: Homeownership

This article is by staff writer Kristin Wong. (This is part II in a series about challenging traditional measures of financial success. Part I was The “Ivory Tower”: Reconsidering the college investment.) Last week, I was having dinner with my neighbor, a magnetic woman with a free spirit and a really youthful soul.

7 Positive Ways to Be More in Touch with Yourself

A lot of emphasis is put on the relationships we build with other people, but the only way to do that is to start a good relationship with ourselves. Creating a healthy relationship with yourself is not about thinking you're perfect and boosting your confidence 24/7. It's more on being open to your flaws, owning up to your mistakes and eliminating your inhibitions.